Leasing
Products and Assets
Our Leasing and Hire Purchase products allows our clients acquire, use or own assets. An operating lease from us is not capitalized; it is accounted for as a rental expense in what is known as “off balance sheet financing” so you are not indebted.
For the lessor, the asset being leased is accounted for as an asset and is depreciated as such. Operating leases have tax incentives and do not result in assets or liabilities being recorded on the lessee’s balance sheet, which can improve the lessee’s financial ratios.
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